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528 Ocean Spray Drive

Ruskin, FL 33570
  • $429,000
  • STATUS: Active
  • ON SITE: 157 Days
  • MLS #: TB8425549
Open House
$429,000
  • 4
    BEDS
  • 0.18
    ACRES
  • 3
    BATHS
  • 1
    1/2 BATHS
  • 2,820
    SQFT
  • $152
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2021
County:

School Ratings & Info

Description

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Welcome to 528 OCEAN SPRAY DR IN RUSKIN, a MOVE-IN READY HOME BUILT IN 2021 offering 4 BEDROOMS, 3.5 BATHROOMS, and 2,820 SQUARE FEET in the desirable SHELL COVE COMMUNITY, featuring a LOW HOA, NO FLOOD INSURANCE REQUIRED, and an ASSUMABLE VA LOAN AT 2.99% (QUALIFIED BUYERS). This OPEN-CONCEPT FLOOR PLAN includes HIGH CEILINGS, TILE FLOORING, and a CHEF’S KITCHEN WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, AND LARGE ISLAND, plus a PRIVATE IN-LAW SUITE WITH SEPARATE ENTRANCE ideal for MULTIGENERATIONAL LIVING OR RENTAL INCOME POTENTIAL. Enjoy FLORIDA OUTDOOR LIVING in the OVERSIZED BACKYARD, while residents of SHELL COVE benefit from a COMMUNITY POOL, NEIGHBORHOOD PARK, PLAYGROUND, and WALKING TRAILS, all just minutes from SHOPPING, DINING, GROCERY STORES, and CONVENIENT ACCESS TO I-75, TAMPA, AND SURROUNDING AREAS, with a FREE APPRAISAL AND POTENTIAL LENDER INCENTIVES available when using the preferred lender.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-14T23:43:34.773.
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528 Ocean Spray Drive Ruskin, FL 33570

  • Price: $429,000
  • Status: Active
  • On Site: 157 Days
  • MLS #: TB8425549
4
Beds
3
Baths
1
½ Baths
0.18
Acres
2,820
SQFT
$152
$/SQFT
2021
Built
Neighborhood:
Shell Cove Ph 2
County:
Hillsborough
Area:
Ruskin/Apollo Beach
Property Description
One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Welcome to 528 OCEAN SPRAY DR IN RUSKIN, a MOVE-IN READY HOME BUILT IN 2021 offering 4 BEDROOMS, 3.5 BATHROOMS, and 2,820 SQUARE FEET in the desirable SHELL COVE COMMUNITY, featuring a LOW HOA, NO FLOOD INSURANCE REQUIRED, and an ASSUMABLE VA LOAN AT 2.99% (QUALIFIED BUYERS). This OPEN-CONCEPT FLOOR PLAN includes HIGH CEILINGS, TILE FLOORING, and a CHEF’S KITCHEN WITH GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, AND LARGE ISLAND, plus a PRIVATE IN-LAW SUITE WITH SEPARATE ENTRANCE ideal for MULTIGENERATIONAL LIVING OR RENTAL INCOME POTENTIAL. Enjoy FLORIDA OUTDOOR LIVING in the OVERSIZED BACKYARD, while residents of SHELL COVE benefit from a COMMUNITY POOL, NEIGHBORHOOD PARK, PLAYGROUND, and WALKING TRAILS, all just minutes from SHOPPING, DINING, GROCERY STORES, and CONVENIENT ACCESS TO I-75, TAMPA, AND SURROUNDING AREAS, with a FREE APPRAISAL AND POTENTIAL LENDER INCENTIVES available when using the preferred lender.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials Brick Covered Spaces 3 Direction Faces West Exterior Features Irrigation System Foundation Details Slab Lot Size Dimensions 60 x 128 Patio And Porch Features Covered Pool Private Yn No Road Surface Type AsphaltPaved Roof Shingle Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Feet Total 0 Waterfront Yn No

Interior Features

Appliances DishwasherDisposalDryerFreezerMicrowaveRangeRefrigeratorWasher Building Area Total 3709 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetTile Heating Electric Heating YN Yes Interior Features Ceiling Fan(s)Dry BarEating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatTray Ceiling(s)Walk-In Closet(s)Wet Bar Laundry Features Electric Dryer HookupInsideLaundry Room Levels One Rooms Living Room Kitchen Dining Room Primary Bathroom (Tub with Separate Shower Stall) Primary Bedroom (Walk-In Closet(s)) Bathroom 2 (Jack & Jill Bathroom) Bedroom 2 (Dual Closets) Bedroom 3 (Dual Closets) Bathroom 3 Bedroom 4 (Walk-In Closet(s)) Great Room (En Suite BathroomKitchen IslandWet Bar) Sewer Public Sewer Stories Total 1 Water Source Public

Property Features

Additional Lease Restrictions Buyer and buyer agent to verify with the HOA Approval Process Buyer and buyer agent to verify with the HOA Association Amenities Pool Association Approval Required Yn Yes Association Fee 85 Association Fee Frequency Annually Association Fee Includes Common Area TaxesCommunity PoolPool MaintenancePrivate Road Association Fee Monthly Amount 7.08 Association Fee Requirement Required Association Yn Yes Cdd Yn Yes Community Features Buyer Approval RequiredDeed RestrictionsPool Down Payment Resource Yes Flood Zone Code X500* Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalFHAVA Loan Minimum Lease 8-12 Months New Construction Yn No Ownership Fee Simple Pet Restrictions Buyer and buyer agent to verify with the HOA Pets Allowed Cats OKDogs OK Property Sub Type Single Family Residence Realtor Info Docs AvailableFloor Plan AvailableLease RestrictionsNo SignSee Attachments Required Remarks One or more photo(s) has been virtually staged. Senior Community Yn No Special Listing Conditions None Tax Annual Amount 10266.89 Total Annual Fees 85 Total Monthly Fees 7.08 Utilities Cable AvailableElectricity Available Yrs Of Owner Prior To Leasing Re No Zoning PD


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of LPT REALTY, LLC: 877-366-2213.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-14T23:43:34.773.
 
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